The Benefits of Car and Home Insurance During the Holidays

As the holiday season approaches, it's important to consider the benefits of having proper car and home insurance to protect yourself and your loved ones during this festive time. Most insurers don't accept new applications during the holidays. Considering the rise in theft and accidents during this time, here are some reasons why having insurance coverage is crucial during the holidays:

Home Insurance

• Protection against theft: With the increase in shopping and deliveries during the holidays, the risk of theft also rises. Home insurance can provide coverage for stolen items or damage caused by break-ins.

• Liability coverage: If a guest gets injured on your property during a holiday gathering, your home insurance policy can help cover medical expenses and legal fees.

• Fire damage coverage: Holiday decorations and cooking can increase the risk of fires. Home insurance can provide financial protection in case of fire damage to your property.

  

  
  

Car Insurance

• Accident coverage: With more people on the roads during the holidays, the chances of accidents also increase. Car insurance can help cover repair and medical expenses in case of a collision.

• Theft protection: Parking lots at shopping centres and malls can be hotspots for car theft during the holiday season. Car insurance can provide coverage if your vehicle is stolen.

• Roadside assistance: Car insurance policies often include roadside assistance services, which can be a lifesaver if you encounter car troubles while travelling during the holidays.

Having car and home insurance during the holidays can provide peace of mind and financial protection when you need it most. Call your Financial Advisor today to review your insurance policies before the holiday season kicks off to ensure you have adequate coverage for any unforeseen events.