Risk Insurance
Do you have peace of mind for when life takes an unexpected turn?
Be safe from the financial uncertainty that severe illness, disability or death can bring.
What Counts As Risk Insurance?
Life Insurance
The primary purpose of life insurance is to provide a financial benefit to dependents upon the premature death of an insured person.
The policy then pays a specified amount called a “death benefit” to the named beneficiary, when the insured dies.
Disability Cover
Disability cover is a type of insurance that provides financial protection to individuals who are unable to work due to an event that caused a disability. This cover can help to replace lost income and cover expenses such as medical and rehabilitation costs. It is important to carefully consider the terms and conditions of any disability cover policy before purchasing to ensure that it meets specific needs.
Severe Illness
Severe illness cover is a type of insurance that provides financial support in the event of serious illness. It typically pays out a lump sum if you are diagnosed with a specific illness that is covered by the policy. This can help to cover the costs of medical treatment, care, and other expenses that may arise as a result of your illness. Severe illness cover can provide peace of mind and security during a difficult time.
Income Continuation
An Income Protectot is a policy that offers financial support to individuals who are unable to work due illness or injury. It can assist in covering expenses such as rent, utility bills, and other costs while the policyholder is unable to earn an income. This type of insurance can provide a sense of security and peace of mind during challenging times.
What About Risk Insurance For Business Partners?
Jeandre Brokers provides dependable assistance to businesses seeking to safeguard their future with business life policies. They have extensive experience in the industry and offer customized solutions that cater to the specific requirements of each client. You can rely on Jeandre Brokers to help you safeguard your business and its employees with the appropriate life insurance policies.
​
We can also assist with the following:
Buy & Sell
A Buy & Sell insurance policy is a type of insurance that protects business in the event of a's death or disability. This policy provides funds to buy out the partner's share of the business, ensuring that the remaining partners can continue to operate the business without financial strain. The amount of coverage is typically based on the value of the partner's share of the business. A Buy & Sell insurance policy is an important tool for owners to protect their investment and the continuity of their business.
Contingent Liability
Contingent Liability is a type of insurance policy that provides coverage for a specific event or circumstance that may or may not occur in the future. This type of policy is often used to protect against potential financial losses that may arise from unforeseen events, such as a lawsuit or a natural disaster. In general, a Contingent Liability policy is designed to provide peace of mind and financial security to individuals and businesses alike.
Key-Person
Key-person insurance is a type of life insurance policy that company purchases on the life of a key employee. The purpose of this policy is to provide financial protection to the company in the event of the employee's death or disability. The policy pays out a lump sum to the company which can be used to cover the costs of finding and training a replacement, paying off debts, or any other expenses that may arise due to the of the key employee.